What Is The 2025 401k Contribution Limit For Over 50. $70,000 (up $1,000 from 2024) 457(b) plans. The 401k contribution limits for the year 2025 are expected to see many increases in different plans including elective deferral limit to $24,000, defined contribution plan to.
The total employee contribution limit to all 401(k) and 403(b) plans for those under 50 will be going up from $23,000 in 2024 to $23,500 in 2025. These changes apply to 401(k), ira, simple ira, and sep ira plans.